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Property Headlines News feed provided by House Ladder

Increasing mortgage availability 'will help first-time buyers'
As a greater number of mortgage products come on to the market, first-time buyers will find it easier to get on to the property ladder, it has been suggested.

Investors turn to buy-to-lets amid pension fears
An increasing number of savers are investing their money in buy-to-let properties amid fears that their pension will be insufficient to fund their retirement, one expert has stated.

2010 to be 'the year of the landlord'
The coming year is set to be the year of the buy-to-let landlord, according to one property expert.

Homeowners 'should pay off mortgage before reaching 55'
Homeowners would be wise to pay off their mortgage before they reach the age of 55 so that they do not have to deal with a large level of debt in retirement, one expert has suggested.

UK properties 'will need to be retrofitted to meet climate change targets'
In order for the UK to meet its target of an 80 per cent reduction in CO2 emissions by the year 2050, the country’s housing stock will need to be retrofitted, one expert has advised.

2010 will see ‘a great deal of uncertainty in the housing market’
Over the coming 18 months there is set to be a "great deal of uncertainty" in the UK housing market, according to one expert.

UK homeowners have 'considerable lack of knowledge about mortgage products'
Homeowners in the UK have a considerable lack of knowledge about mortgage products, according to one expert.

Young people 'forced out of rural housing market'
Young people are being increasingly forced out of the housing market in rural areas of the UK due to high house prices, one expert has commented.

Number of UK homeowners set to decline, warns CML
The number of people who own their home in the UK is set to continue on a downward spiral over the coming years, the Council of Mortgage Lenders (CML) has warned.

Bank of England interest rates 'to remain at 0.5% for foreseeable future'
The Bank of England interest rate is likely to remain at the current figure of 0.5 per cent for the foreseeable future, according to one finance expert.

Stamp duty holiday 'contributed to drop in mortgage lending'
The end of the stamp duty holiday, paired with the nationwide big freeze that was seen throughout January, has contributed to a "sharp drop in mortgage approvals", according to one expert.

Properties in 'best locations hold value more'
Those looking to purchase a second home may wish to do so in what is considered to be a desirable area, as one expert has advised that properties in the best locations in the UK tend to hold their value.

Prime property market 'in strong demand'
The UK housing market is currently experiencing a strong demand for prime properties, according to one expert.

UK house prices have fallen because 'people cannot afford to buy'
The average value of properties in the UK has fallen because people are no longer able to secure mortgage deals and therefore cannot afford to purchase a home, one expert has stated.

House prices 'to continue on downward spiral'
UK house prices are likely to continue on a "slow, downward spiral" over the next 18 months, according to one expert.

First-time buyers 'need to save to be taken seriously'
First-time buyers need to make sure that they save enough money for a deposit so that they are taken seriously in the mortgage market, one expert has advised.

End of stamp duty holiday caused UK property market to 'lose momentum'
The end of the stamp duty holiday, coupled with the nationwide big freeze that was experienced throughout January, has caused the UK property market to "lose momentum", one expert has advised.

Mortgage restrictions for non-energy efficient homes ' just around the corner'
Homeowners living in non-energy efficient properties could find that they are soon subject to mortgage restrictions, the National Home Improvement Council (NHIC) has stated.

First-time buyers 'forced to rent for longer'
First-time buyers in the UK are being forced into renting for a longer period than they would like, one expert has stated.

Landlords should 'carefully read estate agents' contracts'
Buy-to-let landlords in the UK should ensure that they carefully read estate agents' contracts before signing anything, one expert has advised.

Property expert fears house price 'double dip'
Although it has been officially announced that the UK is out of the recession, one property expert still believes that the British housing market is set to see a "second credit crunch".

Capital gains tax 'to rise to 25%'
Capital gains tax (CGT) is likely to rise to 25 per cent in the forthcoming Budget, according to one investment expert.

Buy-to-let market 'better investment than cash, shares or bonds'
Landlords who have bought properties in the buy-to-let market may find they see a good return on their purchases, as new research has revealed that residential housing has been a "better investment than cash, shares or bonds" over the last ten years.

Situation 'improving' for UK mortgage borrowers
The situation is "improving" for UK mortgage borrowers, with home loan rates being seen to come down since Christmas, one expert has advised.

Scottish first-time buyers 'need nearly £25,000 for housing deposit'
First-time buyers in Scotland need an average of £24,573 to secure a deposit on a property, it has been revealed.

OFT shake-up to offer 'better deals for home buyers'
A new ruling from the Office of Fair Trading (OFT) could mean that home buyers and sellers will get better deals from the housing market, it has been revealed.

Mortgage lender confidence 'will take time to recover'
Mortgage lending in the UK is likely to continue to decline over the next few months as confidence in the sector is going to take some time to recover, one expert has stated.

Almost every first-time buyer 'will need the help of their parents'
Almost every first-time buyer who is looking to purchase a property in the UK will require the help of their parents in order to put down the necessary deposit, one expert has stated.

Mortgage lending 'fell in January'
Gross mortgage lending experienced a 32 per cent fall between January 2009 and January 2010, according to the Council of Mortgage Lenders (CML).

Home buying 'an important transaction'
Purchasing a home usually represents one of the most significant transactions in a person's life, according to the National Association of Estate Agents (NAEA).

Mortgage lending in 2010 'to get off to a slow start'
Mortgage lending in 2010 is expected to get off to a "slow start", one expert has stated.

Dulwich

Dulwich is a settlement mostly in the London Borough of Southwark with parts in the London Borough of Lambeth. Dulwich, West Dulwich and East Dulwich covers a fertile valley in between the neighbouring districts of Camberwell, Crystal Palace, Denmark Hill, Forest Hill, Gipsy Hill, Herne Hill, Honor Oak, Peckham, Sydenham Hill, Tulse Hill and West Norwood. Dulwich was in Surrey until 1889 when the County of London was created.

Dulwich is also known as the location of the Dulwich Picture Gallery and Dulwich College.

The first documented evidence of Dulwich is as a hamlet outside London in 967AD, granted by King Edgar to one of his thanes Earl Aelfheah. The name of Dulwich has been spelt in various ways, Dilwihs, Dylways, Dullag, and may come from two old English words, Dill, a white flower, and wihs, meaning a damp meadow, giving a meaning of 'the meadow where dill grows'.

King Harold owned the land at one point, and after 1066, King William I of England. In 1333, the population of Dulwich was recorded as 100.

In 1538, Henry VIII seized control of Dulwich and sold it to goldsmith Thomas Calton for £609.

The Elizabethan actor Edward Alleyn constructed a school and alms houses in Dulwich after his religious enlightenment, with many of the buildings carrying names that show this (eg. Dulwich College of God's Gift). The school was founded in 1619. Alleyn bought the Dulwich estate from Calton's grandson Sir Francis Calton for £4,900 in 1605.

Dulwich CollegeThe original alms houses and school were also attached to a new chapel, now the Edward Alleyn Chapel where Alleyn is buried. The school was moved to a new building around 1840 to accommodate larger numbers of pupils. This building is no longer used for the school, instead now housing the Estate's Governors. The school moved to larger premises and became Dulwich College in 1870. The new buildings having been designed by Charles Barry (junior), son of Sir Charles Barry who designed Westminster Palace seat of the United Kingdom Parliament.

In the 1600s, King Charles I of England visited Dulwich Woods on a regular basis to hunt. In 1738, a man named Samuel Bentyman was murdered in Dulwich Woods.[dubious – discuss] In 1739 a spa was discovered in Dulwich, which attracted visitors from miles around. Dr Glennie's Academy was established on the site years later, which is where Lord Byron was briefly educated in 1799. The 'Green Man' tavern stood nearby the site of the Wells, and then another public house, named 'The Grove' was built.

Dulwich Picture GalleryIn 1803, Samuel Matthews - known as the 'Dulwich Hermit' - was also murdered in Dulwich Woods; he was buried in Dulwich Old Cemetery.[dubious – discuss] 1811-1814 saw the building of the Dulwich Picture Gallery.

By 1901, the population was recorded as 10,247.

Source: Wikipedia

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