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Property Headlines News feed provided by House Ladder

Increasing mortgage availability 'will help first-time buyers'
As a greater number of mortgage products come on to the market, first-time buyers will find it easier to get on to the property ladder, it has been suggested.

Investors turn to buy-to-lets amid pension fears
An increasing number of savers are investing their money in buy-to-let properties amid fears that their pension will be insufficient to fund their retirement, one expert has stated.

2010 to be 'the year of the landlord'
The coming year is set to be the year of the buy-to-let landlord, according to one property expert.

Homeowners 'should pay off mortgage before reaching 55'
Homeowners would be wise to pay off their mortgage before they reach the age of 55 so that they do not have to deal with a large level of debt in retirement, one expert has suggested.

UK properties 'will need to be retrofitted to meet climate change targets'
In order for the UK to meet its target of an 80 per cent reduction in CO2 emissions by the year 2050, the country’s housing stock will need to be retrofitted, one expert has advised.

2010 will see ‘a great deal of uncertainty in the housing market’
Over the coming 18 months there is set to be a "great deal of uncertainty" in the UK housing market, according to one expert.

UK homeowners have 'considerable lack of knowledge about mortgage products'
Homeowners in the UK have a considerable lack of knowledge about mortgage products, according to one expert.

Young people 'forced out of rural housing market'
Young people are being increasingly forced out of the housing market in rural areas of the UK due to high house prices, one expert has commented.

Number of UK homeowners set to decline, warns CML
The number of people who own their home in the UK is set to continue on a downward spiral over the coming years, the Council of Mortgage Lenders (CML) has warned.

Bank of England interest rates 'to remain at 0.5% for foreseeable future'
The Bank of England interest rate is likely to remain at the current figure of 0.5 per cent for the foreseeable future, according to one finance expert.

Stamp duty holiday 'contributed to drop in mortgage lending'
The end of the stamp duty holiday, paired with the nationwide big freeze that was seen throughout January, has contributed to a "sharp drop in mortgage approvals", according to one expert.

Properties in 'best locations hold value more'
Those looking to purchase a second home may wish to do so in what is considered to be a desirable area, as one expert has advised that properties in the best locations in the UK tend to hold their value.

Prime property market 'in strong demand'
The UK housing market is currently experiencing a strong demand for prime properties, according to one expert.

UK house prices have fallen because 'people cannot afford to buy'
The average value of properties in the UK has fallen because people are no longer able to secure mortgage deals and therefore cannot afford to purchase a home, one expert has stated.

House prices 'to continue on downward spiral'
UK house prices are likely to continue on a "slow, downward spiral" over the next 18 months, according to one expert.

First-time buyers 'need to save to be taken seriously'
First-time buyers need to make sure that they save enough money for a deposit so that they are taken seriously in the mortgage market, one expert has advised.

End of stamp duty holiday caused UK property market to 'lose momentum'
The end of the stamp duty holiday, coupled with the nationwide big freeze that was experienced throughout January, has caused the UK property market to "lose momentum", one expert has advised.

Mortgage restrictions for non-energy efficient homes ' just around the corner'
Homeowners living in non-energy efficient properties could find that they are soon subject to mortgage restrictions, the National Home Improvement Council (NHIC) has stated.

First-time buyers 'forced to rent for longer'
First-time buyers in the UK are being forced into renting for a longer period than they would like, one expert has stated.

Landlords should 'carefully read estate agents' contracts'
Buy-to-let landlords in the UK should ensure that they carefully read estate agents' contracts before signing anything, one expert has advised.

Property expert fears house price 'double dip'
Although it has been officially announced that the UK is out of the recession, one property expert still believes that the British housing market is set to see a "second credit crunch".

Capital gains tax 'to rise to 25%'
Capital gains tax (CGT) is likely to rise to 25 per cent in the forthcoming Budget, according to one investment expert.

Buy-to-let market 'better investment than cash, shares or bonds'
Landlords who have bought properties in the buy-to-let market may find they see a good return on their purchases, as new research has revealed that residential housing has been a "better investment than cash, shares or bonds" over the last ten years.

Situation 'improving' for UK mortgage borrowers
The situation is "improving" for UK mortgage borrowers, with home loan rates being seen to come down since Christmas, one expert has advised.

Scottish first-time buyers 'need nearly £25,000 for housing deposit'
First-time buyers in Scotland need an average of £24,573 to secure a deposit on a property, it has been revealed.

OFT shake-up to offer 'better deals for home buyers'
A new ruling from the Office of Fair Trading (OFT) could mean that home buyers and sellers will get better deals from the housing market, it has been revealed.

Mortgage lender confidence 'will take time to recover'
Mortgage lending in the UK is likely to continue to decline over the next few months as confidence in the sector is going to take some time to recover, one expert has stated.

Almost every first-time buyer 'will need the help of their parents'
Almost every first-time buyer who is looking to purchase a property in the UK will require the help of their parents in order to put down the necessary deposit, one expert has stated.

Mortgage lending 'fell in January'
Gross mortgage lending experienced a 32 per cent fall between January 2009 and January 2010, according to the Council of Mortgage Lenders (CML).

Home buying 'an important transaction'
Purchasing a home usually represents one of the most significant transactions in a person's life, according to the National Association of Estate Agents (NAEA).

Mortgage lending in 2010 'to get off to a slow start'
Mortgage lending in 2010 is expected to get off to a "slow start", one expert has stated.

Herne Hill

Herne Hill is located in the London Borough of Lambeth and the London Borough of Southwark in Greater London. There is a road of the same name which is part of the A215, formerly known as "Heron's Hill".

The name Herne Hill initially appeared in 1789, when the area was farms and woodland. The River Effra ran through parts of the area.

Herne Hill is situated between the more well-known areas of Brixton and Dulwich, and shares characteristics with both. It also straddles two boroughs, and is a community of just under 12,000 people, with a range of independent shops, art galleries, bars and restaurants. Famous Herne Hill residents from history include John Ruskin and the Lupino family.

The area is home to Brockwell Park. On the top of the hill in Brockwell Park stands Brockwell Hall, which was built in 1831. The land surrounding it was opened to the public in 1891 after it was purchased by London County Council. Brockwell Park hosts the annual Lambeth Country Fair and was the site of London's Gay Pride festival for several years in the 1990s. The park also houses the magnificent Brockwell Lido, an open-air swimming pool built in 1937. The Lido re-opened in July 2007 following a £2.5 million refurbishment, and now offers a year-round facility complete with a cafe, 100-station gym, new fitness studios and a hydrotherapy suite. A full programme of yoga classes is also offered, along with aerobics, pilates, meditation and Whippersnappers children's workshops.

Situated in a park off Burbage Road, the Herne Hill Velodrome was built in 1891, is the only remaining cycle racing track in London, and hosted the track cycling events in the 1948 Olympic Games. Unlike most modern, steeply-banked velodromes, it is a shallow concrete bowl. It also has a football pitch, and was home of Crystal Palace F.C. from 1915 until 1918.

The Grade II listed Half Moon Pub on Half Moon Lane has hosted a boxing gym for over 50 years, currently run by former British and European light welterweight champion Clinton McKenzie. The Half Moon retains all of its original Victorian splendour and it remains one of the few live music pubs in south London.

St Paul's church on Herne Hill was originally built by G Alexander in 1843-4, but dramatically rebuilt after a destructive fire by the gothic architect G E Street in 1858, and is now listed Grade II*.

The Carnegie Public Library on Herne Hill Road opened in 1906 and is also a listed Grade II building.

A Blue Plaque at 51 Herne Hill (by the junction with Danecroft Road) marks the former home of author Sax Rohmer (a.k.a. Arthur Henry Ward), most famous as author of the series of novels featuring the master criminal Dr. Fu Manchu.

Source: Wikipedia

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